Job Position: Product Manager - Payment Gateway
Job Locations: Bhubaneswar/ Mumbai
Compensation: Negotiable
Experience: 5+ Years
Job Type: Full Time
COMPANY INTRODUCTION
iServeU is a modern banking infrastructure provider in APAC region, empowering financial enterprises with embedded fintech solutions for their customers. iServeU is one of the few certified partners with National Payment Corporation of India (NPCI), VISA for various products.
iServeU also provides a cloud-native, micro services-enabled, distributed platform with over 5000 possible product configurations with a low code/no code interface to banks, NBFCs, Fintech, and other regulated entities.
• We process around 2500 transactions per second by levering distributed & auto scale technology like K8.
• Our core platform combines of 1200+ micro services.
• Our customer list includes Fintech start-ups, top tier private banks to PSU bank. We operate in five countries and help customers constantly change the way financial institutions operate and innovate.
• Our solutions currently empowers over 20 banks and 250+ enterprises across India and abroad.
• Our platform seamlessly manages the entire transaction lifecycle, including withdrawals, deposits, transfers, payments, and lending through various channels like digital, branch, agents.
Our team of 500+ employees, with over 80% in technology roles is spread across offices in Bhubaneswar, Bangalore and Delhi. We have raised $8 million in funding to support our growth and innovation.
JOB DESCRIPTION:
Key Responsibilities:
• Responsible for the strategy, roadmap, and execution of iServeU's 3DS products and features.
• Implement and maintain payment authorization flows using REST/RPC APIs across multiple payment gateways
• Manage real-time transaction logic, including 3D Secure (3DS) authentication, card verification (AVS, CVV), and tokenization.
• Understanding the 3DS protocol and its various versions (e.g. 3DS 2.0/2.x)
• Ensure accurate handling of authorization, capture, and void/refund workflows in various currencies and regions.
• Monitor and improve authorization success rates, identifying root causes for declines (e.g., issuer behaviour, fraud checks).
• Develop and maintain integrations with card networks, issuing banks, and fraud prevention tools.
• Integrating 3DS solutions with merchant platforms and payment gateways.
• Monitoring and analysing 3DS transaction data for performance and fraud trends.
• Troubleshooting issues related to 3DS implementations.
• Staying up-to-date with industry standards and evolving 3DS specifications (e.g., EMV 3DS).
Requirements
Desired Qualifications/ knowledge:
• Bachelor's degree in a relevant field (e.g., Computer Science, Engineering).
• Experience in the payments industry, with a focus on card-not-present (CNP) transactions and security.
• Knowledge of fraud prevention principles and technologies.
• Understanding of the 3DS protocol and its technical aspects.
• Experience with APIs and system integration.
• Strong problem-solving skills, High energy, hands-on, detailed-oriented, and able to work independently.
• Excellent Analytical, communication and interpersonal skills.